South Side San Antonio, TX

Your Keys.
No Bank Required.

Owner financed homes in Southeast San Antonio. We work with you directly — no credit score hoops, no bank rejections. Just a home you can call yours.

See Available Homes 📞 Call Now (210) 633-0429 How It Works

★ NEW ARRIVAL

Featured Home Featured owner financed home

TRU Aspen · 3 Bed / 2 Bath

Single Wide · Move-In Ready · 1,100 sqft

$12K

Down

The Process

Simple as 1, 2, 3

We cut through the red tape. No bank required — just a straightforward path to your new home.

🏠

Pick Your Home

Browse our inventory of affordable homes right here in Southeast and South San Antonio. Find the one that fits your family.

✅

Quick Approval

We work with your situation, not against it. No lengthy bank process, no hard credit pull. Just a simple conversation about what you can afford.

🔑

Move In & Own It

With a manageable down payment, you get the keys. Monthly payments go directly to us. Build equity from day one with no middleman.

Available Now

Featured Homes

Move-in ready homes on the South Side. Owner financed — you won't find these deals at a bank.

Available

$89,500

↓ $12,000 Down · $750/mo · Single Wide

12621 US 181 S

San Antonio, TX 78223 · 181 South Homes Lot

🛏 3 Bed 🚿 2 Bath 📐 1,100 sqft

Apply Now

Available

$112,000

↓ $12,000 Down · $895/mo · Single Wide

12621 US 181 S

San Antonio, TX 78223 · 181 South Homes Lot

🛏 3 Bed 🚿 2 Bath 📐 1,240 sqft

Apply Now

Available

$97,000

↓ $12,000 Down · $795/mo · Single Wide

12621 US 181 S

San Antonio, TX 78223 · 181 South Homes Lot

🛏 3 Bed 🚿 1 Bath 📐 980 sqft

Apply Now

View All Available Homes

Why Choose Us

We Know South Side

We're not a bank. We're not a corporation. We're 181 South Homes — a local South San Antonio company (181southhomes.com) that believes every family deserves a place to call home, regardless of credit history.

🤝

We Finance Directly

No bank involvement. You pay us. Simple, transparent, no surprises.
📋

No Credit Check Needed

Bad credit, no credit, recent bankruptcy — we'll still talk to you.
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Locally Focused

Every home we sell is in the neighborhoods we grew up in — SE and South San Antonio.
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Move-In Ready Homes

All our properties are cleaned, repaired, and ready for your family from day one.

Talk to Us Today

Real Families. Real Stories.

They Said Yes.

★★★★★

I got denied by three banks before I found 181 Homes. They worked with me, gave me a fair deal, and now my kids have a backyard. God bless these people.

Maria G.

Laredo St, South Side

★★★★★

The process was so easy. No paperwork headaches, no runaround. Two weeks from first call to getting the keys. I couldn't believe it was that simple.

Carlos R.

Zarzamora, SE San Antonio

★★★★★

As a single mom I thought owning a home was out of reach. 181 Homes made it happen. The monthly payment is less than what I was paying in rent.

Vanessa T.

Pleasanton Rd, South SA

Service Area

Mobile Homes Across South Texas

We deliver and set up owner financed mobile homes throughout San Antonio and every nearby town south, southeast, and east of the city. Our lot on US-181 S puts us right in the middle of the community we serve.

San AntonioSE & South Side78202–78264

ElmendorfBexar County · US-181 S78112 · 78263

SomersetBexar / Atascosa78069

Von OrmySW Bexar County78073

China GroveSE Bexar County78263

PleasantonAtascosa County78064

FloresvilleWilson County78114

LytleAtascosa / Medina78052

PoteetAtascosa County78065

La VerniaWilson County78121

St. HedwigE Bexar County78152

AdkinsE Bexar County78101

StockdaleWilson County78160

Sutherland SpringsWilson County78161

KirbyE Bexar County78219

JourdantonAtascosa County78026

Your Keys. No Bank Required.

TRU Aspen · 3 Bed / 2 Bath

Simple as 1, 2, 3

Pick Your Home

Quick Approval

Move In & Own It

Featured Homes

We Know South Side

We Finance Directly

No Credit Check Needed

Locally Focused

Move-In Ready Homes

They Said Yes.

Mobile Homes Across South Texas

Ready to Own Your Home?

Your Keys.
No Bank Required.